Colorado Heat Pump Rebates in 2026 — What’s Actually Left
The federal credit expired in 2025. Here is every incentive a Front Range homeowner can still claim this year, what each one is worth, and which ones we file on your behalf.
HEAR up to $8,000
Panel up to $4,000
The federal 25C Energy Efficient Home Improvement Credit — the one worth up to $2,000 on a heat pump — expired on December 31, 2025. It was ended by the One Big Beautiful Bill Act in July 2025 and it does not apply to any system installed in 2026. If a quote you are comparing subtracts a federal credit, that quote is overstating your savings.
Every 2026 Colorado Incentive at a Glance
| Xcel cold-climate ($750 × 3) | −$2,250 |
| Federal 25C | $0 |
| Total reduction | −$3,250 |
Example B — income-qualified under 80% AMI
Same system, plus a heat pump water heater and a panel upgrade, household under 80% of area median income.
| HEAR — heat pump | up to −$8,000 |
| HEAR — water heater | up to −$1,750 |
| HEAR — panel upgrade | up to −$4,000 |
| HEAR cap applies | −$14,000 max |
Program rules govern how HEAR interacts with the state credit and utility rebates on the same measure. We work that out for your specific job before you sign.
How We Handle the Paperwork
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We confirm your utility and your eligibility
Which utility serves you determines which rebates apply. Income-qualified programs need documentation, and we tell you exactly what to gather.
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Equipment is selected to qualify
ENERGY STAR certification, AHRI matching, and cold-climate designation all affect which rebates you can claim. We pick equipment that qualifies for the most money, not just equipment that works.
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Your proposal itemizes every dollar
Gross price, each incentive on its own line, and a net number. Nothing vague, nothing assumed.
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Discounts apply at the invoice
The Colorado credit and point-of-sale programs reduce what you pay us. You are not floating the money and waiting.
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We file the utility rebates
Xcel and municipal utility submissions are ours to handle, including the AHRI documentation and invoices they ask for.
Rebate Questions
Is the federal heat pump tax credit really gone?
Can I stack the Colorado credit with Xcel rebates?
How do I know if I qualify for HEAR?
Do I need to do anything to get the Colorado credit?
What if the rebate does not come through after the install?
Find Out What You Actually Qualify For
Tell us your address, your utility, and roughly what you are trying to replace. We will come back with the specific programs that apply to your house and what they are worth.